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#ANTHEM BLUE CROSS URGENT CARE COPAY FULL#
#ANTHEM BLUE CROSS URGENT CARE COPAY CODE#

and Group Hospitalization and Medical Services, Inc.

#ANTHEM BLUE CROSS URGENT CARE COPAY CODE#

Outside of the country: To find a BCBS-participating provider outside of the U.S., go to Blue Cross Blue Shield Global Core, and log in by entering the first three letters of the identification code on your insurance card.Serving Maryland, the District of Columbia, and portions of Virginia, CareFirst BlueCross BlueShield is the shared business name of CareFirst of Maryland, Inc.

In this country: Members of all three plans can find a BCBS-participating healthcare provider in the United States by going to the Blue Cross Blue Shield Doctor and Hospital Finder, entering your location, entering the first three letters of the identification code on your insurance card, and searching by provider specialty or name.

After that, you’ll pay 10 percent coinsurance for services not provided at MIT Medical.įinding Blue Cross Blue Shield (BCBS) providers

#ANTHEM BLUE CROSS URGENT CARE COPAY FULL#

You will pay for services in full until you meet your annual deductible.

MIT High Deductible Health Plan members are covered throughout the PPO nationwide Blue Cross Blue Shield network.

However, if you receive care from a provider who does not participate with their local BCBS network, that provider may also choose to bill you for the difference between their usual fee and the Blue Cross allowed amount-a practice referred to as “balance billing.” This balance-billed amount is in addition to the 25 percent coinsurance and does not count toward Blue Cross’s calculation of your annual out-of-pocket costs. Once you’ve met your annual deductible, and as long as you use Blue Cross Blue Shield (BCBS) providers, the 25 percent coinsurance will be your only out-of-pocket cost for each visit. After that, you’ll pay 25 percent of the Blue Cross “allowed amount” for each visit. In other words, you will pay for these services in full until you have satisfied your plan’s annual deductible ($500 per member or $1,000 per family).

MIT Choice Planmembers may use their “out-of-network” benefit to receive care without a referral anywhere in the United States, subject to deductible and 25 percent coinsurance.MIT Traditional Plan members have no coverage for non-urgent care outside of the Plan’s service area, which comprises the state of Massachusetts.If you receive services outside Massachusetts: Call Blue Cross Blue Shield of Massachusetts (BCBSMA) at the toll-free number listed on the back of your insurance card.If you receive services anywhere in Massachusetts: Notify your primary care provider at MIT Medical within 48 hours.Once authorized, you will also be covered in full for one follow-up visit, if needed. But for Blue Cross Blue Shield to authorize coverage, you must provide notification within 48 hours. Medical EmergenciesĮach MIT employee health plan covers your care in full-less your normal copay or deductible and coinsurance-if you have a medical emergency or need urgent medical care anywhere in the world. This page also contains important information about emergency assistance for MIT employees traveling abroad for work or pleasure. The information on this page explains how members of all three plans can access their coverage outside of the area.

HDHP members are covered throughout the PPO nationwide Blue Cross Blue Shield network. MIT Choice Plan members may also use their “out-of-network” option to access non-urgent care outside of the New England area. Members of all three employee health plans-the MIT Traditional Health Plan, the MIT Choice Plan, and the MIT High Deductible Health Plan (HDHP)-are fully covered for medical emergencies anywhere in the world.